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2 June 2026 17:12![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
brin_bellwayI noticed recently that a four-digit† amount of this week's increase in my net worth was stock appreciation.
There *wasn't* a huge jump this week or anything: I just have so much invested now that small increases will do that.
I'm very aware that that *would* have felt pretty trippy in the past. But now, I'm a professional gambler with a large enough bankroll that I see low-four-digit swings all the time, in both directions. That graph still goes up, and after a long enough while you actually do start to get used to it.
(Two years! In a month it'll have been two years! How the fuck am I still not banned-from-everywhere after two years?! There's places I haven't even *started* yet!)
I *would* take the $500-for-$5000 d6 roll now, and I would barely hesitate (and not at all for a $100-for-$1000). A $500 hole in my funds would heal soon enough.
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I do think it would be harder without the noise of all the other four-digit swings for it to disappear into. I currently plan on doing a bond tent, or perhaps a HISA tent. Not there yet, though, even if I'm a lot closer than I would have predicted 24 months ago.
(That link is assuming a much, much lower savings rate, but the underlying concept is the same. I'd do something like "buy 25 years' expenses worth of stocks, then buy 5 years' expenses worth of bonds, in that order", with no time-based triggers.)
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†in CAD-equivalents ↩
There *wasn't* a huge jump this week or anything: I just have so much invested now that small increases will do that.
I'm very aware that that *would* have felt pretty trippy in the past. But now, I'm a professional gambler with a large enough bankroll that I see low-four-digit swings all the time, in both directions. That graph still goes up, and after a long enough while you actually do start to get used to it.
(Two years! In a month it'll have been two years! How the fuck am I still not banned-from-everywhere after two years?! There's places I haven't even *started* yet!)
I *would* take the $500-for-$5000 d6 roll now, and I would barely hesitate (and not at all for a $100-for-$1000). A $500 hole in my funds would heal soon enough.
---
I do think it would be harder without the noise of all the other four-digit swings for it to disappear into. I currently plan on doing a bond tent, or perhaps a HISA tent. Not there yet, though, even if I'm a lot closer than I would have predicted 24 months ago.
(That link is assuming a much, much lower savings rate, but the underlying concept is the same. I'd do something like "buy 25 years' expenses worth of stocks, then buy 5 years' expenses worth of bonds, in that order", with no time-based triggers.)
---
†in CAD-equivalents ↩
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